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Welcome to!



Click the Apply Now to Fill your details.



You will receive an offer from the licensed Moneylender.



Complete the loan contract in their office and get instant cash.


About PersonalLoan

Personalloan is a leading directory service provider for licensed moneylenders and financial companies based in Singapore — while we DO NOT provide loan. Our directory assists borrowers with ѕеlесted mоnеуlеndеrѕ with gооd track record іn thе industry, thuѕ hеlріng tо ѕаvе you from unpleasant experience. Be assured that each of these moneylenders are lісеnѕеd by Rеgіѕtrу оf Mоnеу Lеndеrѕ Sіngароrе (IPTO).

We do the job by filtering competitive moneylenders аnd you will be assure the bеѕt rates and most suitable plan to solve your financial need. We respect your privacy and will protect your personal information; we make sure that our clients personal information doesn’t get to anyone.


The loan process was fast and simple, I got my cash instantly to settle my expenses. Thanks for the helpful service!

Ravi, 34 (Engineer)

I've bad credit and was unable to get a loan from banks. So I applied through PersonalLoan. They contacted me and I managed to get offers from Moneylenders within the day.

Richard, 41 (Sales Manager)

Great customer service and friendly. Gave me lots of good and helpful advice.

Jasmine, 28 (Admin Executive)

Process was simple. One of the best loan experience I had. Thanks!

Einah, 29 (Private Teacher)

They provided me monthly installments for my loan. Interest rate was affordable and reasonable as well. Great service from the consultants.

Jonathan, 32 (F&B Outlet Manager)

Top-Rated Online Personal Loan Service

"Get up to 3 personal loan offers in minutes."

When you fill out an application with PersonalLoan, it searches its network of lenders to provide competitive loan offers from top lenders in Singapore.



Reputable Directories In Singapore

Need instant money for your sudden expenses but do not know where and how to get it? Are you also in need of a fast loan to make urgent payments? Looking for banks or finance Institute which offer personal loans can be complicated considering that they will require you to provide them with tons of documents to secure a loan. Even if you have satisfied all the requirements, they will not guarantee you that your desired loan will be granted.But with Personal Loan Directory in Singapore, your money problems are over. We help you qualify the licensed moneylender, and make sure they are good to give you a loan.

How it Works in 3 Simple Steps

We are making it easier and faster for you to taking up a loan from them without the need to search and compare all the terms and conditions. We qualify all licensed Moneylender and you have a peace of mind taking up a loan form them. We have simplified the procedure and below is how it works.

Step 1 Tell Us How Much You Need

Apply using our online form and provide us your details.

Step 2 Receive Instant Reply Within a Day

Listed moneylenders will contact you and advise you the details of the requirement to take up a loan.

Step 3 Accept Offer & Head Down to Office

Make your way down to their office to get the documentation done, and collect your CASH instantly.



Payday loans are short-term loans that are usually returned within a month and can be used to take care of unexpected expenses.


As a foreigner living in Singapore, if you’re strapped for cash, you can either approach the bank or a licensed moneylender.


Our listed moneylenders provide loans to low income personnel. Get to know what kind of interest rates are provided by lenders аnd the method of calculation by dropping us an enquiry.


An installment loan іѕ a lоаn thаt іѕ mаdе wіth оr wіthоut соllаtеrаl whеrе thе bоrrоwеr mаkеѕ соnѕіѕtеnt рауmеnt аmоuntѕ thrоughоut thе tеrm оf thе loan.


We have build a web based calculator to compute on your loan amount, repayment amount or interests incurred to make sure that you are comfortable with the repayment. You can then make use of the approved short term loan to make quick payments on your unexpected expenses. Local Banks or Finance Institute may not accord nor extend loans to Foreigners with similar loan packages and payment schemes as our lender. Even low-income individuals can avail themselves to our flexible loans. You might wish to apply and compare loan packages offer by our licensed Moneylender and find out that it is actually amongst the best loans tailored especially for foreigners and low income earners. We are confident that if you study again, you will find one loan package that suits your financial need.


Annual IncomeLoan Amount
Less than $20,000Up to $3,000
Is $20,000 or more but less than $30,000Up to 2 months’ income
Is $30,000 or more but less than $120,000Up to 4 months’ income
Is $120,000 or more Any amount

The Costs
The interest rates

Interest Rate
4% Per Month


Types of permitted fees Charges

  • A LATE FEE not exceeding $60 for each month of late repayment
  • A LATE INTEREST of 4% per month for each month if the loan is repaid late
  • * For default payment, legal costs ordered by the court for a successful claim by the moneylender for the recovery of the loan.


For more detail about borrowing from Moneylender you can visit the ministry of law website.

Click here



A platform for better experience in taking up a loan

This website is build in the intention of giving user a better experience in getting a loan from Licensed Moneylender. We had make the necessary step to make sure all advertiser are legitimate and have good record from user experience and good ethical pratice toward their business as a licensed lender. The process of applying a loan through this website was simplify and loan approval was faster for the licensed lender to access customers database with our automated system.


Built for Legal Lender and Legal Finance Institute

As a trusted and reliable directory, we have the right formula to attract the right customer for you. We work hand in hand with moneylender and given advice on the procedure and right marketing strategies hence make you a better company above others. With our customize platform, we had simplify all process of accessing the right customers and let you make fast decision of approaching your customers. Using our service will give your company a new experience and anew approach toward your business.



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Contact Us

We provide you with these options to communicate with us:

Call button- More Confident in using our service

You have the most convenient way of reaching us if you are using a mobile device by clicking this Call Button otherwise call us at +65 6100 3456, you will be able to reach us and our representative will be able to assist you immediately.

Email us for confidentiality

You can also send us email through this address [email protected] and we will address your concern almost immediately. Use our friendly form to contact us and we will be able to reply you in regard to your questions.

Informative Articles in our website

You also can find some informative articles that might give you comprehensive ideas of taking up a loan. As much as we can, we are giving you the best information collected through various resources and this website are a platform providing you with the most trusted and legal way of getting a personal loan. It’s not obligatory in anyway if you feel not comfortable to take up a loan using our platform.

We love to hear from you and hope we can assist you in your financial need.

Minimum Period for RepaymentFrom 2 months (61 Days Onward)
Maximum Period for RepaymentUp to 12 months
Minimum Annual Percentage Rate (APR)12% per annum
Maximum Annual Percentage Rate (APR)Up to 48% per annum on reducing interest rate

Total Amount BorrowedS$1,000
Period of Repayment12 months
Interest Rate1% Per Month (12% APR)
Monthly InterestS$10 (S$1000 * 1%)
Total Interest for 1 Year (12 months)S$120 (S$10 * 12 months)
Total Repayment to be paid on the 12 monthsS$1120 (S$1000 Principal + S$120 Interest)

# Above stated is exclude administration fee, cost of borrowing is an estimation and may vary due to loan amount, period of loan and other fees such as late fee and late interest rate may be charged in the event of violation on terms & conditions, different from various Moneylenders and subject to Registry of Moneylender's of Singapore.

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Note: Interest Rate varies from different Lender.
T & C apply